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$440,000
4 Beds ⋅ 3 Baths ⋅ 10651253 MLS
Welcome home to this beautiful property ideally situated on corner lot. 4 spacious bdrms. One downstairs bedroom w/ large walk-in closet and full bath access perfect for in-law or guest suite. Primary suite offers walk-in closet, jetted tub and double vanity. Upstairs laundry with cabinetry and laundry workspace. Kitchen with breakfast bar, pantry, double oven, and newer refrigerator, microwave and dishwasher. Go outside onto the Lanai w/ceiling and beautiful maturing landscaping. Low maintenance exterior with all wrapped exterior and gutter guards. The standout feature is the detached garage w/ recently installed attached 16x20 carport and expanded driveway-A true hobbyist or RV owners dream. Garage is wired with its own 100amp panel accommodating both 30 and 50 amp connections. Garage is heated and cooled by an installed window unit and pull down access to extra attic storage. A true must see.

1332 Hazel Avenue, Central Chesapeake
$415,000
6 Beds ⋅ 4 Baths ⋅ 10651237 MLS
Charming Victorian style home! Beautifully restored and renewed to showcase it's charm, this 6 bedroom, 4 bath home is ready for you! Complete with wrap around porch, this gorgeous open floorplan with high ceilings and restored hardwood features an updated kitchen, separate laundry room, downstairs bedroom, fantastic 3rd floor renovation, & incredible master with fireplace & enclosed sunporch! Private driveway for easy parking and enclosed backyard. Great location near to ODU! Also near Sentara Norfolk, EVMS, CHKD, restaurants, shopping downtown, military bases & shipyards. Some photos were virtually staged using AI.

710 W 36th Street, West Norfolk
$437,000
3 Beds ⋅ 2 Baths ⋅ 10651301 MLS
Welcome to this meticulously maintained ranch, 3 bedroom 2 full bath, 2 car garage. Front formal living room/office, dining room, back living room/den with wood fireplace, large kitchen with breakfast eat in area. Home has New (May2026) LVP through out main living areas, walk in closest (custom layout) in primary bedroom, plenty of closest space in other bedrooms. The attached garage provides plenty space for cars, hobbies or a workshop. Many upgrades, windows, 2015-30 yr architectural shingle, 2022 dishwasher,2022 New HVAC/duct work all new heating & 14 SEER cooling system, 2024 hall bath remodeled. Too many items to list call for more info.

404 Creekwood Drive, South Chesapeake
$430,000
5 Beds ⋅ 2.1 Baths ⋅ 10651278 MLS
WONDERFUL FIVE-BEDROOM HOME! Offering plenty of space and flexibility, this home features five bedrooms and inviting living areas ready to make your own. Enjoy the beautifully landscaped yard, providing attractive curb appeal and a welcoming outdoor setting. Thoughtful upgrades include an encapsulated crawl space, a water softener, and a reverse osmosis filtration system. A newer impact-resistant roof adds peace of mind, and an existing home warranty will convey to the buyer. Fireplace conveys as-is. Conveniently located and full of potential—come see all this home has to offer!

211 Woodburn Drive, Hampton East
$449,000
4 Beds ⋅ 2.1 Baths ⋅ 10650928 MLS
Welcome to this beautifully maintained 4-bedroom home in one of Chesapeake’s most desirable areas! Ideally located just minutes from the highway, enjoy easy access to all the shopping, dining, and entertainment Greenbrier has to offer. Inside, you’ll find a thoughtfully updated interior, granite countertops, and modern finishes—Great for everyday living and entertaining. The spacious primary suite offers a true retreat. With generous living space, well-sized bedrooms, and upgrades in all the right places, this home is move-in ready. Enjoy the perfect blend of comfort, style, and convenience. Schedule your private showing today!

408 Kings Gate, South Chesapeake
$450,000
5 Beds ⋅ 3 Baths ⋅ 10651291 MLS
Welcome to 524 Pine Hill Rd! This spacious split-level 5 bedroom, 3 bath home offers flexible living space and room to accommodate a variety of needs. The primary bedroom features an en-suite bathroom, with stand up shower. A large bonus room offers valuable additional space for a home office, recreation area, hobby space, or other flex use needs. The sunroom adds another versatile space and provides an inviting area to enjoy year-round. The split-level layout creates distinct living areas while offering plenty of flexibility throughout the home. Conveniently located near interstates, parks, shopping, dining, and area attractions, this Virginia Beach home offers both space and convenience. Appliances convey as is. Schedule your showing today!

524 Pine Hill Road, South Central 1 Virginia Beach
$405,000
2 Beds ⋅ 2 Baths ⋅ 10651109 MLS
Wake up to sunrises over the ocean, watch storms roll across the water, and end the day listening to the waves from this beautifully maintained 2 bedroom, 2 bath condo near Little Creek. Enjoy incredible ocean views, an open-concept layout, and an oversized oceanfront deck with hurricane screens. Interior features include cherry hardwood flooring, LVT, updated bathrooms, a renovated primary bath, and replacement windows, with select windows still under warranty. Exceptional storage includes custom built-in cabinetry, deep compartments, and oversized window-seat storage for seasonal items and larger totes. Two assigned covered parking spaces are located beneath the building, along with guest parking and covered owner storage for beach chairs and gear. A pathway leads directly to the beach, creating an easy coastal lifestyle with beautiful views, thoughtful upgrades, generous storage, and direct beach access.

1300 E Ocean View Avenue Unit D, North Norfolk
$410,000
4 Beds ⋅ 2.1 Baths ⋅ 10651218 MLS
Enjoy spacious living, low-maintenance convenience, and a great Virginia Beach location. Generous living areas and well-sized bedrooms offer plenty of flexibility, while the room over the garage provides additional space along with built-in storage. Recent updates include newer laminate flooring and a newer water heater. With the opportunity to add your own style and finishing touches, this home offers a great foundation for creating a space that feels uniquely yours. The HOA includes front yard maintenance, making everyday upkeep a little easier. Neighborhood amenities include a community pool, playgrounds, and clubhouse, offering convenient options for recreation and relaxation. Two car garage. Located near shopping, dining, major roadways, military installations, and Virginia Beach’s beaches, this home brings together space, convenience, and community amenities in one appealing package.

5565 Port Royal Drive, Northwest Virginia Beach
$419,500
3 Beds ⋅ 2.1 Baths ⋅ 10650999 MLS
Welcome to this beautifully renovated all-brick, two-story home featuring new and refinished hardwood floors throughout and stylish modern upgrades. Every detail has been thoughtfully updated to blend classic charm with contemporary finishes. The brand-new kitchen shines with elegant quartz countertops, new cabinetry, and all-new fixtures—great for cooking and entertaining. The home also offers brand-new bathrooms with high-end finishes, including a spacious primary bath with a large, beautifully tiled shower. A versatile bonus room provides the perfect space for a small home office, nursery, or flex room to suit your needs. Enjoy relaxing mornings or evenings in the inviting sun porch, filled with natural light. This move-in-ready home offers timeless brick construction, with the amenities and modern comforts of today! Plus a 1 car attached garage. Fireplace "as is".

412 West Road, Central Portsmouth
$419,900
3 Beds ⋅ 2 Baths ⋅ 10651247 MLS
Welcome to Yorktown VA USA! This all brick rancher has been updated and upgraded! Open floorplan, 3 bedrooms, 2 baths, new custom kitchen with new stainless steel appliances! Refinished hardwood floors, new laminate floors and tile! New replacement windows, big man cave, 2 story attached garage, deck and patio! Move-in ready!

116 Bailey Road, York County South
$405,000
4 Beds ⋅ 2.1 Baths ⋅ 10651000 MLS
Waterfront home in Portsmouth's Park View subdivision! This 4BR/2.5BA transitional-style home offers 1,904 sqft on a fenced, 0.36-acre Owens Creek-view lot. Roof, HVAC, and water heater are all under 6 years old, and solar panels are now installed for built-in energy savings. Recent upgrades include added drainage pumps, a new front door, and a new glass back door with internal blinds. Dishwasher, washer, and refrigerator are all just 2 years old. Kitchen features granite counters and stainless steel appliances, opening to a breakfast area and great room. Primary suite has a full ensuite bath. Walk-in attic, walk-in closet, and built-in bar add storage and charm. Fenced yard, deck, and attached garage round out the outdoor space. Zoned for Park View Elementary, Churchland Middle, and I.C. Norcom High. 3 min to boat docks; near hospitals, bases, and interstates. Move-in ready, with major systems and appliances already updated.

1315 Spratley Street, Northwest Portsmouth
$410,000
4 Beds ⋅ 4 Baths ⋅ 10650761 MLS
Completely rebuilt from the foundation up w/ all-new systems & finishes, this stunning Norfolk home offers the rare opportunity to own essentially brand-new construction in an established neighborhood. Every detail has been thoughtfully redesigned with modern living in mind, offering the style, comfort, and peace of mind today’s buyers are searching for in a move-in-ready home. Featuring 4 bed & 4 full bath, & approx 1,900 sq feet of beautifully finished living space, this like-new home showcases quality craftsmanship, open-concept living, and stylish modern finishes throughout. From the moment you walk inside, natural light pours into the bright, welcoming interior, creating a space that feels both fresh and inviting. The sun-filled living area flows effortlessly into the kitchen, creating the true heart of the home where family and friends naturally gather. This is the kind of home where holidays feel extra special, guests never feel crowded, and everyday moments—from morning coffee to late-night conversations—feel just a little more elevated. Whether hosting celebrations or enjoying a quiet evening in, this layout was designed for connection, comfort, and making memories. A standout feature is the rare 4 full bathrooms, offering exceptional flexibility for multigenerational living, overnight guests, roommates, or growing households. Each bedroom is generously sized, providing privacy and versatile space for guest rooms, home offices, fitness areas, or personal retreats. Beyond the beautiful finishes, the true value lies in what you cannot always see—brand-new systems, materials, and construction throughout, offering reduced maintenance and the confidence of new construction without the wait. Conveniently located near shopping, dining, parks, major interstates, military bases, and everything Norfolk has to offer, this exceptional home blends modern luxury with everyday convenience. Rarely does a home offer this much new, this much space, and this much opportunity in such a prime location. Beautifully rebuilt, completely turnkey, and ready for its next chapter.

840 W 49th Street, West Norfolk
$400,000
10651182 MLS
Excellent opportunity to own an industrial commercial property in the heart of Norfolk’s Enterprise Zone High Traffic Commercial Location at 3008 Cromwell Rd Norfolk VA - Possible Seller Financing Available - 3 Garage Property - 15 Ft Ceilings - Marine Grade Metal Roof - Easy access to major highways, port operations, airport, and surrounding business corridors. Property offers flexible industrial/commercial use potential for contractors, small engine repair, warehouse, light industrial, service business, or investment purposes, trade school, kennel.

3008 Cromwell Road, East Norfolk
$425,000
3 Beds ⋅ 2.1 Baths ⋅ 10651225 MLS
Welcome home to this spacious and inviting property offering plenty of room inside and out! The large family room provides the perfect gathering space, while a separate dining room and den offer flexibility for a home office, playroom, or additional living area. The kitchen overlooks the generously sized backyard featuring a saltwater pool with new pump and a 2-year-old play set that conveys. Relax or entertain under the large covered back porch, already equipped with electricity and a ceiling fan. Three generously sized bedrooms feature wood floors and ample closet space. The garage offers storage, plus a newly renovated bonus room added in 2026. Additional updates include 1-year-old kitchen appliances, a new 55-gallon smart water heater, smart light switches, extra wide driveway and a French drain system with a transferable warranty. A home with plenty of space, updates, and flexibility!

3860 Windsor Gate Road, South Central 1 Virginia Beach
$450,000
4 Beds ⋅ 3 Baths ⋅ 10651223 MLS
Beautifully maintained 4BR/3BA home featuring an open, airy layout filled with natural light from large windows & skylights. The flexible first-floor bedroom with elegant French doors is perfect as a home office, study, music room, or guest space, with a full bath conveniently located downstairs. The spacious kitchen offers SS appliances, a large peninsula with bar-top seating & opens to the living room with sliding glass doors leading to the rear deck overlooking the backyard. Laundry room is conveniently located off the living room with plenty of space for folding & storage. Upstairs you'll find generously sized bedrooms with plenty of closet space, plus balcony access from two bedrooms. Features include neutral paint throughout, LVP flooring, carpeted stairs & bedrooms, contemporary light fixtures, a detached garage & fully fenced backyard. Welcome Home!

1911 E Bayview Boulevard, North Norfolk
$435,000
4 Beds ⋅ 2.1 Baths ⋅ 10651125 MLS
Welcome to 1050 Windjammer Drive—a beautifully maintained four-bedroom home where extensive updates, timeless character, and exceptional outdoor spaces come together. Major improvements include a new HVAC system with forced-gas furnace and AC (2026), new sunroom roof (2026), attic insulation upgraded to R-64 (2025), water heater (2022), remodeled bathrooms, upgraded electrical panel, improvements to the home’s water supply and interior drain lines, and a replaced vent-free gas log fireplace (2024). Maintained for more than 20 years, the home includes maintenance records and turnover binders. Inside, the foyer opens to a formal living room and flexible adjoining space ideal for dining, an office, library, or reading retreat. The updated kitchen features white cabinetry, stainless steel appliances, gas range, custom cabinetry and pantry with pull-out drawers, plus an under-cabinet recipe book holder and parquet flooring. It flows into a casual dining area and remodeled den with a large fireplace. Beyond is a massive sunroom overlooking the backyard and gardens. Designed by a Master Gardener, the grounds feature low-maintenance perennial gardens with seasonal blooms, a custom slate patio, and multiple outdoor living spaces. A detached shed/workshop offers electrical service and an outdoor work area, while the custom 10'x20' greenhouse includes a raised bed, lighting, and a new frame and cover (2026). The fenced backyard also features a two-goal basketball court. Additional upgrades include exterior doors and gutters, an expansive security and smoke detector system, and integrated TV cable, CAT-6 LAN, and phone lines. The attached garage includes built-ins and storage. All kitchen and laundry appliances, an additional refrigerator/freezer, and the security system convey. With four bedrooms, 2.5 baths, multiple living spaces, abundant storage, major updates, and exceptional outdoor amenities, 1050 Windjammer Drive combines character with years of thoughtful improvements.

1050 Windjammer Drive, Hampton Langley
$450,000
4 Beds ⋅ 2.1 Baths ⋅ 10650955 MLS
Welcome home to 1032 Luxor Avenue in Virginia Beach! This beautifully maintained 4-bedroom, 2.5-bath home offers approximately 2,400 square feet of spacious living with updates throughout. Step inside to a freshly painted interior and a bright, open floor plan that provides plenty of room for everyday living and entertaining. The modern kitchen features updated finishes, ample storage, a pantry, and bar seating, while the updated bathrooms continue the clean, modern feel throughout the home. Upstairs, you’ll find generously sized bedrooms with plenty of space to spread out, including a spacious primary suite with a double-sink bath. Outside, enjoy a fully fenced backyard with a deck, perfect for relaxing, entertaining, pets, or play. Complete with an attached 1-car garage and additional parking, this well-cared-for home is conveniently located near shopping, dining, major interstates, beaches, and military bases. Move-in ready, freshly updated, and thoughtfully maintained, this is one you won’t want to miss!

1032 Luxor Avenue, Southwest 1 Virginia Beach
$420,000
4 Beds ⋅ 2.1 Baths ⋅ 10651077 MLS
See this home first! Beautifully maintained 4 Bedroom 2.5 Bathroom home centrally located in Virginia Beach. Enjoy the comfort and peace of mind with every detail this home has to offer. Electric Panel 2023. Kitchen Remodel 2024. Air Ducts Cleaned and Sanitized 2024. Main Sewer Line replaced 2024. Extended Driveway Space 2024. New Shed 2024. Pergola 2024 will convey.

449 Dauphin Lane, South Central 1 Virginia Beach
$430,000
3 Beds ⋅ 2 Baths ⋅ 10650628 MLS
Gorgeous landscaping & exceptional curb appeal set the tone for this beautifully maintained & conveniently located ranch in Lake Placid! This home offers the perfect blend of comfort & thoughtful updates. LVT flooring throughout, all popcorn ceilings removed, and a bright, move-in-ready feel. The living room features gorgeous wood beams, a well-maintained fireplace & direct access to the backyard. A secondary bedroom has been transformed into an oversized walk-in closet, offering exceptional storage and flexibility. Spacious laundry/mud room adds convenience and functionality. Enjoy the beautifully landscaped yard and outdoor space perfect for relaxing or entertaining. Every detail reflects the care and attention this home has received. Don't miss the opportunity to make it yours! Outdoor storage shed to convey as-is.

2525 Placid Place, Southeast Virginia Beach
$429,900
4 Beds ⋅ 2 Baths ⋅ 10651028 MLS
Set on nearly 2 acres in a peaceful countryside setting, this stunner offers the feel of new construction without the wait, thoughtfully updated from the ground up! Interior highlights include an open floorplan highlighted by vaulted ceilings, new flooring, fully renovated kitchen, fresh paint, and SO much more. Improvements extend below and above the living space with new vapor barrier and dehumidifier in the crawlspace, upgraded attic insulation, HVAC (2021), and roof (2026) for added efficiency and peace of mind. Outside, the newly added covered back deck with a durable metal roof creates the perfect space for relaxing, entertaining, or enjoying the privacy and tranquility of the surrounding property. With 1.72 acres surrounded by mature trees, there is plenty of room to spread out, garden, play, enjoy the outdoors, or bring your animals. If you're looking for a move-in-ready home fully loaded w/ extensive updates, privacy, space, and charm, this one is ready to welcome you home.

1333 Manning Road, West Suffolk
$425,000
3 Beds ⋅ 3.1 Baths ⋅ 10650986 MLS
Welcome to this meticulously maintained 3-bedroom, 3.5-bath home in the desirable Villages of Powhatan! The bright and airy open floor plan creates an inviting atmosphere, highlighted by a spacious family room with soaring cathedral ceilings. The well-appointed kitchen features a center island, stainless steel appliances, and plenty of space for entertaining. The first-floor primary suite offers comfort and privacy with a private bath and walk-in closet. Additional highlights include a 2-car attached garage and a patio perfect for relaxing or enjoying outdoor gatherings. This beautiful home is move-in ready and waiting for its next owner!

4508 October Breeze Lane, James City Co Greater Route 5
$415,000
3 Beds ⋅ 2 Baths ⋅ 10650929 MLS
Welcome home to this beautifully maintained 1 level ranch that's truly move-in ready! This stunning 3 bedroom, 2 bath Hampton home offers 1,826 sq. ft. of stylish living space on a desirable corner lot with extra yard space and curb appeal. Step inside to fresh paint throughout, gorgeous new LVP flooring, and a bright, welcoming layout featuring a spacious front living room. The remodeled bathrooms and kitchen 2026 offers fresh updates and is great for everyday living or entertaining. HVAC is 5 years old, gutters were equipped with leaf guards 4 years ago, and new windows are on the way! A large 2 car garage provides ample parking and storage. Conveniently located near shopping, dining, parks, military bases, and major interstates. This Hampton gem offers comfort, updates, convenience, and peace of mind. Schedule your private showing today!

105 Kove Drive, Hampton Langley
$450,000
4 Beds ⋅ 2.1 Baths ⋅ 10650893 MLS
Welcome to 3632 Davis Avenue, where comfortable living meets a backyard made for enjoying! This four bedroom, two and a half bath home has so much to offer. Come inside to a welcoming living room with a fireplace that adds warmth and character to the space. LVP flooring provides a fresh, updated feel, while the kitchen features an island and eat in area, great for everything from morning coffee to gathering around for a meal. The spacious primary suite offers a large walk in closet and private bath. All bathrooms have been updated, adding a fresh, modern touch throughout the home. Go outside and discover a backyard made for making the most of sunny days! Take a dip in the in ground pool, enjoy the diving board, or spend the afternoon relaxing on the large deck. A storage shed provides extra space for outdoor essentials, and the one car garage adds convenience. Whether you're enjoying a cozy evening by the fireplace or a sunny afternoon by the pool, 3632 Davis Avenue offers inviting spaces inside and out. Come see everything this home has to offer!

3632 Davis Ave, Central Chesapeake
$415,000
4 Beds ⋅ 2 Baths ⋅ 10651014 MLS
Welcome to 720 Albemarle Court, an adorable ranch-style home nestled in the highly sought-after Hickory area of Chesapeake! This charming home offers 4 bedrooms and 2 full bathrooms with a comfortable and functional floor plan. Head inside to a spacious living room featuring a beautiful wood-burning fireplace. The dining area flows seamlessly into the kitchen, with easy-care laminate flooring throughout the main living areas. Three bedrooms are conveniently located on the first floor, while the finished room over the garage provides a spacious fourth bedroom with added privacy and flexibility. Out back, enjoy a large deck overlooking the generously sized backyard which is perfect for entertaining or simply enjoying your own backyard space. A wonderful opportunity to call the desirable Hickory area home!

720 Albemarle Court, South Chesapeake
$425,000
4 Beds ⋅ 2.1 Baths ⋅ 10650610 MLS
Home with great potential, needs TLC. Sold as- is, seller to make no repairs. Large lot on almost a half acre with plenty of shade.

102 Kimberly Court, York County South
$420,000
3 Beds ⋅ 2.1 Baths ⋅ 10650785 MLS
Well-maintained 3-bedroom (Loft could easily be converted to a 4th bedroom), 2.5-bath home featuring new flooring in the kitchen and bathrooms. Major updates completed in 2018 include the roof, HVAC system, range, microwave, and dishwasher. The functional floor plan offers comfortable living spaces, while the attached 2-car garage and driveway provide ample parking and storage. With key improvements already completed, this home is ready for its next owner to enjoy. Schedule your showing today!

1313 Duchess Of York Quay, South Chesapeake
$400,000
4 Beds ⋅ 2 Baths ⋅ 10651029 MLS
Opportunity knocks in Salem Lakes, and it's time to answer! Many of the big ticket improvements have already been completed, including the roof, windows, skylights, fully paid-off solar panels (all approximately 10 years old), and a 2024 HVAC system. Newer stainless steel appliances and updated light fixtures provide a great starting point, allowing the next owner to focus on cosmetic updates and making the space their own. Outside, the spacious fenced backyard offers plenty of room to entertain, garden, or simply enjoy. Tucked away in an established neighborhood just minutes from parks, shopping, dining, and top rated schools, this home is thoughtfully priced to reflect its potential.

3705 Frazier Lane, South Central 2 Virginia Beach
$439,900
3 Beds ⋅ 2.1 Baths ⋅ 10651030 MLS
Welcome home to Howe Farms! This updated and upgraded 2 story contemporary home has 1 level living, master on 1st floor, plus 2 other bedrooms with bath on 2nd! Total 3 bedrooms, 2.5 baths, open floorplan, vaulted ceilings, updated kitchen and baths, 2 car attached garage, decking, cul-de-sac location street! (Blinds as-is)

9 Sugarberry Run, Hampton Langley
$425,000
2 Beds ⋅ 2 Baths ⋅ 10650753 MLS
VERY SPECIAL, TURNKEY, ELEGANT &STUNNING! Do not pass this one up! Private entrance from street with private courtyard ,steps from your reserved parking spot. Two story, true Urban loft with bedroom and full bath down and an amazing private suite on second floor which has room for an office, sleeping space and sitting area! Impressive industrial style with thoughtfully designed layout for entertaining while retaining private spaces for easy living. New appliances inc. fridge, microwave washer/dryer, garbage disposal. HVAC is brand new! Sleek quartz countertops, center island at chair level for easy meals and entertaining. Four huge closets for clothing or storage, one a walk-in the size of an office. Two pets allowed; no weight restrictions and rental allowed with cap compliance. 66 units total.

415 Saint Pauls Boulevard Unit 102, West Norfolk
$420,000
3 Beds ⋅ 2.1 Baths ⋅ 10650822 MLS
Experience this impressive like new construction home built in 2020. In the sought-after neighborhood of Meadows Landing in Suffolk. The property features 3 bedrooms and 2.5 bathrooms. The spacious open floor plan on the main level is complemented by both carpet and luxury vinyl plank flooring. The expansive eat-in kitchen is equipped with stainless steel appliances and pantry. The oversized master suite includes a generous walk-in closet, dual sink vanity, and a stand-up shower. 1st floor bonus room can be a great office or additional living area. 2nd floor has an oversized 10x14 loft area. Additional structural highlights include engineered beams and vapor barrier in the crawlspace. The substantial backyard offers excellent opportunities for relaxation and entertainment, enhanced by a vinyl fence installed in 2021. A large patio currently functions as a basketball court; hoop can be negotiated. Electric fireplace and lawn sprinkler system conveys.

116 Meadows Landing Lane, Central Suffolk

Some listings may be duplicated in the search results due to the co-mingling of listings from more than one multiple listing service. Should there be different listing information between the duplicated listings; user is advised to verify the accuracy of the listing information before making any financial decisions.